How Biden SHATTERED Homeownership Dreams

Suburban street with colorful, modern houses.

Millennials and Gen Z face a crushed American Dream under 50-year mortgages, eight-year car loans, and endless college debt payments—a direct legacy of Biden-era fiscal mismanagement now being reversed by President Trump’s economic revival.

Story Snapshot

Young Americans grapple with unprecedented debt burdens like 50-year mortgages and perpetual student loans, eroding homeownership and financial independence.
Past leftist policies fueled inflation and overspending, making traditional milestones unreachable for millennials and Gen Z.
President Trump’s first term delivered record job growth, wage increases, and deregulation, proving conservative policies restore prosperity.
2025 successes include massive investments, border security, and benefit protections prioritizing American citizens over illegal immigrants.

Debt Traps Crushing Young Americans

Young adults now confront 50-year mortgages that lock families into decades of payments, eight-year car loans stretching affordability, and “forever” college debts without relief. These realities stem from Biden administration inflation driven by trillions in reckless spending and open-border policies that flooded labor markets. Homeownership rates for under-35s plummeted, as Federal Reserve data shows median prices doubled since 2020 while wages lagged. This setup traps generations in renter status, undermining family formation and self-reliance core to conservative values.

Trump’s First Term Built Real Prosperity

President Trump’s initial administration generated 7 million new jobs, exceeding expert projections threefold, with middle-class family incomes rising nearly $6,000—five times prior gains. Unemployment hit 3.5%, the lowest in 50 years, and 40 months saw more job openings than hirings. The DOW surpassed 30,000, and incomes grew in every metro area for the first time in nearly three decades. Deregulation slashed eight rules for each new one, saving households $3,100 yearly and boosting small businesses.

During pandemic recovery, Trump’s rejection of blanket lockdowns spurred 33.1% GDP growth in Q3 2020, the fastest ever, adding 12 million jobs post-lockdown. Opportunity Zones created 500,000 jobs and $52 billion in investments in distressed areas, with zero capital gains tax on long-term holdings. Rural broadband investments over $1.3 billion strengthened heartland economies, countering globalist neglect.

2025 Revival Under President Trump

Since returning to office, President Trump secured $7.6 trillion in U.S. investments, obliterated Iran’s nuclear threat, and brokered ceasefires advancing global peace—earning three Nobel nominations. Blue-collar wages surged at the largest rate in 60 years. Over 170 executive orders closed borders, ended DEI waste, protected children from mutilation, and unleashed energy dominance. Landmark laws like the Laken Riley Act combat fentanyl and illegal immigration eroding communities.

Military recruitment goals met early across all branches, and $40 billion in benefits shielded from illegal aliens via executive action. AI leadership attracted $1 trillion, including $90 billion in Pennsylvania. Cartels like MS-13 designated terrorists, prioritizing American safety over globalist open borders. These wins directly address millennial struggles by fostering job-rich growth and fiscal discipline.